Brookhaven Bank, Brookhaven, Atlanta, Georgia, GA.

Earn ELITE Rate 3.00% APY and free ATMs nationwide by performing the following each cycle:

• Make 10 Debit Card transactions (excluding ATM transactions)
• Set up 1 Direct Deposit or Automatic Payment from your account
• Receive your monthly statement electronically through free On-Line Banking

ELITE Rate 3.00% Annual Percentage Yield (APY) paid on balances between one penny and $50,000 and 1.00% APY paid on all amounts above $50,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning the Standard Rate of 0.25% APY. However, it will not receive ATM fee refunds for that time period. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge. APY’s  as of Decemeber 1, 2009. ATM fee refunds when requirements are met. Patent Pending, BancVue, Ltd.

Free Interest Checking

This is a personal, everyday account that allows you freedom with benefits like no monthly service charges, no per item fees, and unlimited check writing. You can also earn interest based on five tiers as long as you have a $1,000 minimum balance. You’ll receive a debit card with no monthly fee, free electronic statements, and your first order of checks is free. You’ll also receive six free foreign ATM withdrawals per month, and you’ll have access to our free online banking along with free online bill payments.

Rewards Checking

This is a well-deserved account for clients over the age of 50. There is no minimum balance requirement, and you’ll earn interest based on six tiers regardless of your balance. You’ll receive unlimited check writing, a free small safe deposit box and a $25.00 discount on all other sizes. You’ll have access to our free online banking and bill payments, free electronic statements and official checks. You’ll also receive your first order of checks for free and a debit card with no monthly fee.

Savings

Our personal savings account only requires a $100.00 minimum balance, with a $25.00 minimum to open. There is a $4.00 monthly service charge if the balance falls below the minimum. You’ll earn interest regardless of your balance, and you’ll receive statements quarterly. You will also be allowed six transfers per month, with no more than six by draft, debit card, or similar order to third parties. More than six withdrawals per month will incur a $10.00 excessive activity fee.

Money Market

The personal money market account is a higher interest-bearing account with very competitive rates based on five interest tiers. Interest is earned on balances of $1,000.00 or greater, and there is a $10.00 monthly service charge if the balance falls below the $1,000.00 minimum. There is also a $10.00 excessive activity fee for greater than six transfers per month with no more than six by draft, debit card, or similar order to third parties.

Primetime Money Market

If you are looking for an even higher yield money market account, then this is it. A minimum balance of $25,000 is required to receive the stated APY. There is a $10.00 monthly service charge if the balance falls below $25,000 and the account will not earn interest on any day the balance falls below the $25,000. There is also a $10.00 excessive activity fee for greater than six transfers per month with no more than six by draft, debit card, or similar third parties.

Free Online Banking

With Brookhaven Bank’s Online Banking Services, you have 24 hour access at your fingertips everyday from anywhere. You can check your balance, transfer funds between Brookhaven Bank accounts, make loan payments, and view your current transactions. You can also view images of cleared checks, get past information on your account, and export your transaction data to your own Financial Management Software.

Free Bill Pay

With Bill Pay you will never have to worry about missing an important payment. You can set up one-time or recurring payments quickly and easily when you enroll at www.brookhavenbank.com. It’s available 24/7, and it reduces paper output and you’ll save on stamps. It also reduces identity theft with secure logon, and alerts and reminders are available.

On Call Telephone Banking

Our automated telephone banking services are available upon request 24 hours a day, 7 days a week at 404-633-BANK (2265). You can obtain deposit and loan account information and our “FAX back” service allows you to get a copy of your statement. You can also transfer funds between accounts and make loan payments.