Citizens South Bank, Dallas, North Carolina, NC
Citizens South Bank in Dallas, North Carolina, NC has the right checking account for you, your family, and your business. You will get a free restaurant gift card when you open a checking account. We have the checking account that is right for you. Come into one of our convenient locations and meet our friendly staff and get a great checking account. We want to help you achieve your financial goals. We offer all of the banking services that one of the Mega Banks offer, but we do it with a smile and a personal touch.
Free Checking*
Designed for Straightforward Checking Value
A simple, worry-free personal checking plan with no minimum balance requirements, no service charges, and unlimited check writing, Free Checking offers you all the advantages of an FDIC Insured checking plan — with none of the costs, minimum balance requirements, or other fees.
- No Minimum Balance Requirements
- No Monthly Service Charges
- Unlimited Check Writing
- Customer Pays For Checks
- Service 24 Telephone Banking
- Free Online Banking/Bill Pay
- Free ATM/VISA Check Card
- Check Plus Option Available -$5.00
* Except for check printing.
Interest Checking
Making Checking ‘Interesting’
Interest Checking is an affordable checking plan that pays interest with a low minimum balance requirement of only $500 or $1,000 average balance.*
- Extremely Affordable
- Service 24 Telephone Banking
- No Per Check Charges
- No Monthly Service Charges
- Pays Interest On Entire Balance
- Customer Pays For Checks
- Free ATM/VISA Check Card
- Free Online Banking/Bill Pay
- Unlimited Check Writing
- Check Plus Option Available – $5.00
* If the minimum balance falls below $500 in any month, or $1,000 average checking balance, the fee is a low $7 for that month only. Interest continues to be paid on every penny in the account, regardless of balance.
50+ Free Interest Checking
Designed Especially For Individuals 50 or Better!
50+ Free Interest Checking is a free interest checking plan available to folks 50 or better. When anyone signing on the account is 50+, the account qualifies for all features and benefits. There is no minimum balance requirement, no monthly service charges, and no per check fees. Interest is paid on the entire account balance and free checks are included.
- No Minimum Balance Requirements
- No Monthly Service Charges
- Unlimited Check Writing
- Check Images Included with Monthly Statement
- Free Personal Checks (designated style only)
- Free ATM/VISA Check Card
- Free Online Banking/Bill Pay
- Service 24 Telephone Banking
- Check Plus Option Available – $5.00
VIP Checking
True Relationship Banking
VIP Checking rewards customers for having more than one banking relationship or a $1,500 checking balance. By maintaining the required minimum or qualifying bank relationship, the customer receives a free personal interest checking plan with a host of additional benefits (including free checks).
Avoid a monthly service charge by maintaining a $1,500 minimum balance*, or one of the following Citizens South services can qualify for the account:
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- $2,500 in Savings
- $10,000 Aggregate Deposit Balances
- $10,000 Loan Balance (Equity Line or other loan relationship)
- Service 24 Telephone Banking
- Check images included with monthly statement
- Five Free non CSB ATM transactions per month
- Free ATM/Visa Check Card
- Free Online Banking/ Bill Pay
- Free Personal (3×5) Safe Deposit Box
- Free Personal Checks (special designated design only)
- Unlimited check writing
- Check Plus Option Available – $5.00
* If the account balance falls below $1,500 during any month, or the qualifying service is not maintained, there is a $10 fee for that month only. Interest is paid on every penny in the account, regardless of balance.
Hi-Yield Checking
Getting The Most For Your Checking Funds
The personal checking plan for individuals and families willing to keep a $2,500 minimum balance* in order to earn a premium interest yield on their checking funds. Plus, there are a host of valuable extras, including free checks, preferred CD yields, free online banking and free bill pay.
- Service 24 Telephone Banking
- Check Images Included with Monthly Statements
- Five Free Non CSB ATM transactions per month
- FREE ATM/Visa Check Card
- Free Online Banking/ Bill Pay
- Free Personal Size (3×5) Safe Deposit Box
- Free Personalized Checks (designated design only)
- Unlimited Check Writing
- Check Plus Option Available – $5.00
* $2,500 to open, and $2,500 to earn the tiered money market yield. If the balance falls below $2,500 during any month, there is a low $15 fee for that month only. Tiered and variable daily, balances below $2,500 earn the standard interest checking yield; while balances of $2,500+ earn the higher, tiered money market yield.
Check Plus Package
Adding Value To Your Checking Plan
Check Plus is a valuable package of services that can be added to any Citizens South personal checking plan for one flat fee of $5 per month. The customer receives free personal checks (designated design only).
- $10,000 Accidental Death & Dismemberment Insurance*
- $100,000 Common Carrier Insurance*
- Check Images Included with Monthly Statements
- Credit Card Registration
- Free Personalized Checks (designated style only)
- Key Tag Return
- Two Free Official Checks per month
* This insurance coverage is not a deposit, not FDIC insured, not insured by any federal government agency, and is not guaranteed by the financial institution/affiliate.
| Bank Name | Citizens South Bank |
| Street | 3135 Dallas High Shoals |
| City | Dallas |
| State | North Carolina |
| Zip Code | 28034 |
| Web Site | http://www.citizenssouth.com/ |
| Assets in Millions | $56 |
| Contact Name | Bill Hillstead |
| Telephone | 704-922-9292 |