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North Dallas Bank & Trust, Dallas, Texas, TX

North Dallas Bank & Trust , Dallas, Texas TX  w ill offer you the best checking account that is just right for you and your family or business.  You will receive  a free gift card when you open a new checking account.   North Dallas Bank & Trust has the checking account that is best for you, whether it is Low Cost Checking Accounts, Online Checking Accounts, Senior Checking Accounts, or Business Checking Accounts we have the best checking account.   Our Customer Service Representatives will assist you in finding the right account. Come visit us at one of our branch locations and meet our friendly customer service representatives and receive a great checking account and a free gift card from Bank- Checking.com. 

Bank Name North Dallas Bank & Trust
Street 7359 Preston rd
City Frisco
State Texas
Zip Code 75034
Web Site http://www.ndbt.com/
Assets  in Millions $924
Contact Name Gary Carley
Telephone  972-387-1300
Freedom Checking
Minimum to Open: $100 – Apply Online
Minimum Balance: None
Monthly Service Fee: With monthly direct deposit – No charge
Without monthly direct deposit – $4
Interest: None
Check Writing Access: 30 per statement cycle No Charge
Additional items $.50 each
Restrictions: The $500 overdraft privilege may be suspended if the account balance is overdrawn for more than 15 consecutive days.
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Unlimited debit card transactions*
- $500 overdraft privilege**** – Overdraft Options
- Unlimited access at NDB ATMs
- 4 premium transactions per statement cycle which consists of non-NDB ATM*** transactions and/or teller assisted transactions, additional premium transactions, $1.00 each
- Unlimited ATM deposits and night deposits
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
*** Not responsible for ATM terminal owner-imposed fees.
**** Each overdraft subject to overdraft fees. $25 per item. Overdraft Options

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Celebration Club
Minimum to Open: $100 – Apply Online
Minimum Balance: $3,000
Monthly Service Fee: With $3,000 average monthly balance – No charge
Below $3,000 – $10
Interest: Accrues daily and compounded monthly on collected daily balance.
Interest paid monthly.**
Check Writing Access: Unlimited
Restrictions: Must be 55+
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Free Celebration Club style checks
- Free cashier’s and traveler’s checks
- Free wire transfers
- Unlimited debit card transactions*
- Free money orders
- Annual discount on safe deposit box
- Unlimited access at NDB ATMs
- 5 free non-NDB ATM transactions per statement cycle***
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
** Variable interest rates are subject to change without notice and fees may reduce the earnings and APY.
*** Not responsible for ATM terminal owner-imposed fees.

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Personal Checking
Minimum to Open: $100 – Apply Online
Minimum Balance: $750
Monthly Service Fee: With minimum daily balance of $750 – No charge
Below $750 – $10
Interest: None
Check Writing Access: Unlimited
Restrictions: None
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Unlimited debit card transactions*
- Optional Overdraft Savings Transfer Protection
- Unlimited access at NDB ATMs
- 5 free non-NDB ATM transactions per statement cycle***
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
*** Not responsible for ATM terminal owner-imposed fees.

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Basic Checking
Minimum to Open: $50 – Apply Online
Minimum Balance: None
Monthly Service Fee: $3
Interest: None
Check Writing Access: 10 checks/debits per statement cycle – No charge
Additional items – $.75 each
Restrictions: None
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Debit card*
- Optional Overdraft Savings Transfer Protection
- 5 free non-NDB ATM transactions per statement cycle**
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
** Not responsible for ATM terminal owner-imposed fees.


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Relationship Checking
Now for even greater rewards, we will credit the surcharge other banks charge you to use their ATMs. Simply send us your original ATM receipts monthly in our special envelopes and we will credit the surcharges from the other banks.
Minimum to Open: $100 – Apply Online
Minimum Balance: None
Monthly Service Fee: $10 or no charge with combined average balances of $5,000 in non-interest checking, savings and/or money market
Interest: None
Check Writing Access: Unlimited
Restrictions: Each related account subject to minimum balance requirement per account type.
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Unlimited access at NDB ATMs
- Complimentary bank stock checks
- Overdraft protection*
- Unlimited debit card transactions*
- “Mail In” ATM Surcharge Rebate Program**
- 5 free non-NDB ATM transactions per statement cycle***
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
** Relationship Checking Rebate Program includes up to 5 surcharge refunds per statement cycle. ATM surcharge amount may not exceed $2.00 per transaction. Rebate requests must be submitted within 60 days from date of transaction.
*** Not responsible for ATM terminal owner-imposed fees.


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Relationship Plus Checking
Introducing our new “Paperless” ATM Surcharge Rebate Program. Now for even greater rewards, we will automatically credit the surcharge other banks charge you to use their ATMs. There’s no need to deal with mail in rebates.
Minimum to Open: $100 – Apply Online
Minimum Balance: None
Monthly Service Fee: $15 or no charge with combined average balances of $25,000 in checking, savings, money market, CD and/or IRA.
Interest: Accrues daily and compounded monthly on collected daily balance of $500 and above.
Interest paid monthly.**
Check Writing Access: Unlimited
Restrictions: Each related account subject to minimum balance requirement per account type.
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Unlimited access at NDB ATMs
- Complimentary bank stock checks
- Overdraft protection*
- Unlimited debit card transactions*
- Interest checking
- “Paperless” ATM Surcharge Rebate Program***
- 5 free non-NDB ATM transactions per statement cycle****
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
** Variable interest rates are subject to change without notice and fees may reduce the earnings and APY.
*** Relationship Plus Checking Rebate Program includes up to 7 surcharge refunds per statement cycle. ATM surcharge amount may not exceed $2.00 per transaction.
**** Not responsible for ATM terminal owner-imposed fees.


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Interest Checking
Minimum to Open: $100 – Apply Online
Minimum Balance: $1,500
Monthly Service Fee: With minimum daily balance – No charge
Below $1,500 – $10
Interest: Accrues daily and compounded monthly on collected daily balance of $500 and above.
Interest paid monthly.**
Check Writing Access: Unlimited
Restrictions: None
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Unlimited debit card transactions*
- Overdraft Protection*
- Unlimited access at NDB ATMs
- 5 free non-NDB ATM transactions per statement cycle***
- Allpoint Surcharge-free ATM Network

* Upon application and credit approval.
** Variable interest rates are subject to change without notice and fees may reduce earnings and APY.
*** Not responsible for ATM terminal owner-imposed fees.


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Privacy Manager Checking
Minimum to Open: $100 – Apply Online
Minimum Balance: None
Monthly Service Fee: $8.95
Interest: None
Check Writing Access: Unlimited
Restrictions: None
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Unlimited debit card transactions*
- $500 overdraft privilege** – Overdraft Options
- Unlimited access at NDB ATMs
- 5 free non-NDB ATM transactions per statement cycle***
- Electronic statement
- Privacy Manager – ID Theft Prevention
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
** Each overdraft subject to overdraft fees. $25 per item. Overdraft Options
*** Not responsible for ATM terminal owner-imposed fees.

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Retiree Checking
Minimum to Open: $100 – Apply Online
Minimum Balance: None
Monthly Service Fee: None
Interest: None
Check Writing Access: Unlimited
Restrictions: 65+
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Unlimited access at NDB ATMs
- Unlimited debit card transactions*
- 5 free non-NDB ATM transactions per statement cycle**
- Optional Savings Account Overdraft Protection
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
** Not responsible for ATM terminal owner-imposed fees.

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Student Checking
Minimum to Open: $50 – Apply Online
Minimum Balance: None
Monthly Service Fee: None
Interest: None
Check Writing Access: Unlimited
Restrictions: None
Other Services Included: - ReadyNet Internet Banking with Checkfree Online Bill Pay
- ReadyLine Telephone Banking
- Debit card*
- Optional Overdraft Savings Transfer Protection
- 5 free non-NDB ATM transactions per statement cycle**
- Allpoint Surcharge-free ATM Network

* Upon application and approval.
** Not responsible for ATM terminal owner-imposed fees.


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spacer North Dallas Bank & Trust, Dallas, Texas, TX
spacer North Dallas Bank & Trust, Dallas, Texas, TX
North Dallas Bank & Trust Co. is a Member FDIC and an Equal Housing Lender elh
Click here to access the Texas Department of Banking for Consumer Complaints
spacer North Dallas Bank & Trust, Dallas, Texas, TX
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