Frequent Questions
How do I open my account? We will direct you to your bank’s web site with their contact information. You will then be directed to a bank customer service representative who can assist you.
How can I be sure that I am dealing with my local bank? - We will link you to your local bank’s web-site with all of their contact information.
Are there any fees for most checking accounts? – There are many banks that offer free checking accounts with absolutely no fees. Check out the bank in your area and ask for their free checking account!
What are the qualifications to open a checking account – Your local bank or credit union representative can advise you on the qualifications to open your account. Typically you must have a credit score of 600 or better and not have a negative report on “Chex Systems”.
If I use another bank’s ATM, how will I receive a refund for the ATM service fee charged by the other bank? You will receive your credit on your bank statement from your local bank. Many community banks offer free ATM usage at their branches and at other banks
Will I receive a refund on an international ATM transaction? – No refunds are only for ATM transactions within the United States.
Is there a minimum balance for most checking accounts? – Most banks offer free checking accounts with no minimum balance requirements. You will have to check with your local bank to find out their minimum balance requirements for their accounts. Typically, accounts that earn interest will h
Do these accounts offer on-line banking and Bill Pay? – Virtually all of our banks offer these services. In most cases these services are free! Just contact your local bank representative for more details.
Will I have to pay for checks? Typically at least your first order of checks are free for the basic account. Many other types of checking accounts also offer free checks. You will need to check with your local bank representative.
Who are we? At Bank-Checking.com we provide the nation’s best checking account referral service. Our banks have been reviewed to make sure that they offer the best checking accounts in your locale.